Improving your credit score takes time and a lot of hard work. There are no quick fixes to improve it immediately. You will need to get a copy of your credit report, and thoroughly look it over. Be sure to dispute any information listed on your report incorrectly.
Your payment history accounts for 35% of your credit score. Make sure you make your payments on time. If you are not current on your payments or have a late payment be sure to get current and stay current.
Amount owed accounts for 30% of your credit score. Keep all your revolving account balances low. Keeping credit cards around 15% or below your credit limit will help significantly. Pay off your debt rather than moving it around. Don’t get more credit cards to raise your credit limit, doing this will most likely backfire.
Re-establish your credit history if you have had problems.
Opening new accounts responsibly and paying them off on time will raise your credit score in the long term. However don’t open too many new accounts in a short period of time, as this will hurt your credit score.
The longer an account is open and paid on time the more it will raise your score.
Good luck, and be patient
Subscribe to:
Post Comments (Atom)
Pages
About Me
- Cynical720
- I love gaming, drinking a few beer's and laughing about society's downfalls. I often wish the world would go thru a global cleansing for the greater good. Hopefully I would survive to see it! People are just plain fucking dumb. I'd Rather not be around them. I have a few ppl I chose to kick it around, and that's all I need.
Followers
Powered by Blogger.
My credit is awful..
ReplyDeletevery good post. This is very useful
ReplyDeleteNice post, very helpful and useful :)
ReplyDeleteThanks for info, is very useful.
ReplyDeleteBeen trying to work on mine too. These are good tips I didnt know about
ReplyDeleteDude, im gonna do this and i like turtles
ReplyDeletegood info
ReplyDeleteGreat! Thx for the info, I might take the advice
ReplyDeleteHelpful, thanks!
ReplyDeletenice blog, keep posting (:
ReplyDeletenice post!
ReplyDeleteI must say again, very good post!
ReplyDeleteGood advice!
ReplyDeleteNice one!! Good to know this!! ;)
ReplyDeleteThis comment has been removed by a blog administrator.
ReplyDeleteGood post I must say it again!
ReplyDeleteI was given this advice a while back and followed it the best I could and it did help. My credit score got better.
ReplyDeleteInteresting...
ReplyDeletethank you for the info!
ReplyDelete